Annual report pursuant to Section 13 and 15(d)

REGULATORY MATTERS (Tables)

v2.4.1.9
REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2014
Banking and Thrift [Abstract]  
Summary of Capital Adequacy Requirements
The Company’s and Bank’s actual capital amounts and ratios are presented in the following table:
 
 
Actual
 
 
For Capital Adequacy
Purposes
 
 
To Be Well Capitalized Under
Prompt Corrective Action
Provisions
 
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
 
Amount
 
Ratio
 
As of December 31, 2014:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
458,073
 
 
13.38
%
 
$
273,943
 
 
8.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
397,748
 
 
11.62
%
 
 
273,939
 
 
8.00
%
 
$
342,424
 
 
10.00
%
Tier I Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
402,471
 
 
11.75
%
 
 
136,972
 
 
4.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
362,119
 
 
10.58
%
 
 
136,970
 
 
4.00
%
 
 
205,454
 
 
6.00
%
Tier I Capital to Average Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
402,471
 
 
9.91
%
 
 
162,377
 
 
4.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
362,119
 
 
8.92
%
 
 
162,375
 
 
4.00
%
 
 
202,969
 
 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
343,904
 
 
11.73
%
 
$
234,617
 
 
8.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
341,256
 
 
11.64
%
 
 
234,601
 
 
8.00
%
 
$
293,252
 
 
10.00
%
Tier I Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
293,301
 
 
10.00
%
 
 
117,308
 
 
4.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
310,593
 
 
10.59
%
 
 
117,301
 
 
4.00
%
 
 
175,951
 
 
6.00
%
Tier I Capital to Average Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
293,301
 
 
8.48
%
 
 
138,373
 
 
4.00
%
 
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
310,593
 
 
8.98
%
 
 
138,331
 
 
4.00
%
 
 
172,913
 
 
5.00
%