Annual report pursuant to Section 13 and 15(d)

REGULATORY MATTERS (Tables)

v3.3.1.900
REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Summary of Capital Adequacy Requirements
The Company’s and Bank’s actual capital amounts and ratios are presented in the following table:
 
 
 
 
 
 
 
To Be Well Capitalized Under
 
 
 
 
 
For Capital Adequacy
 
Prompt Corrective
 
 
 
Actual
 
Purposes
 
Action Provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
As of December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CET I Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
431,642
 
 
9.72
%
$
199,836
 
 
4.50
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
439,279
 
 
9.89
%
 
199,806
 
 
4.50
%
$
288,608
 
 
6.50
%
Tier I Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
432,019
 
 
9.73
%
 
266,448
 
 
6.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
439,656
 
 
9.90
%
 
266,407
 
 
6.00
%
 
355,210
 
 
8.00
%
Total Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
530,688
 
 
11.95
%
 
355,264
 
 
8.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
483,575
 
 
10.89
%
 
355,210
 
 
8.00
%
 
444,012
 
 
10.00
%
Tier I Capital to Average Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
432,019
 
 
8.55
%
 
202,043
 
 
4.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
439,656
 
 
8.71
%
 
202,023
 
 
4.00
%
 
252,529
 
 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2014:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier I Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
402,471
 
 
11.75
%
$
136,972
 
 
4.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
362,119
 
 
10.58
%
 
136,970
 
 
4.00
%
$
205,454
 
 
6.00
%
Total Capital to Risk Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
458,073
 
 
13.38
%
 
273,943
 
 
8.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
397,748
 
 
11.62
%
 
273,939
 
 
8.00
%
 
342,424
 
 
10.00
%
Tier I Capital to Average Assets:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
 
402,471
 
 
9.91
%
 
162,377
 
 
4.00
%
 
N/A
 
 
N/A
 
ServisFirst Bank
 
 
362,119
 
 
8.92
%
 
162,375
 
 
4.00
%
 
202,969
 
 
5.00
%