Annual report [Section 13 and 15(d), not S-K Item 405]

Note 15 - Income Taxes - Components of Net Deferred Tax Asset (Details)

v3.25.4
Note 15 - Income Taxes - Components of Net Deferred Tax Asset (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Allowance for credit losses $ 43,236 $ 41,431
Other real estate owned 0 255
Nonqualified equity awards 1,472 1,375
Nonaccrual interest 216 814
State tax credits 1,530 2,195
Deferred loan fees 4,523 4,074
Reserve for unfunded commitments 0 0
Accrued bonus 3,685 3,910
Capital loss carryforward 662 1,716
Lease liability 5,788 6,790
Deferred revenue 0 0
Net unrealized loss on securities available for sale 722 10,937
Other deferred tax assets 780 1,996
Total deferred tax assets 62,614 75,493
Depreciation 3,671 4,138
Prepaid expenses 921 781
Investments 1,178 950
Right-of-use assets and other leasing transactions 5,527 6,541
Other deferred tax liabilities 1,612 1,335
Total deferred tax liabilities 12,909 13,745
Net deferred tax assets $ 49,705 $ 61,748