Annual report [Section 13 and 15(d), not S-K Item 405]

Note 21 - Parent Company Financial Information

v3.25.4
Note 21 - Parent Company Financial Information
12 Months Ended
Dec. 31, 2025
Notes to Financial Statements  
Condensed Financial Information of Parent Company Only Disclosure [Text Block]

NOTE 21.         PARENT COMPANY FINANCIAL INFORMATION

 

The following information presents the condensed balance sheet of the Company as of December 31, 2025 and 2024 and the condensed statements of income and cash flows for the years ended December 31, 2025, 2024 and 2023.

 

CONDENSED BALANCE SHEETS

 

(In Thousands)

 
   

December 31, 2025

   

December 31, 2024

 

ASSETS

               

Cash and due from banks

  $ 26,205     $ 22,584  

Investment in subsidiary

    1,878,159       1,675,847  

Other assets

    1,268       864  

Total assets

  $ 1,905,632     $ 1,699,295  
                 

LIABILITIES AND STOCKHOLDERS' EQUITY

               

Liabilities:

               

Other borrowings

  $ 34,750     $ 64,743  

Other liabilities

    21,035       18,280  

Total liabilities

    55,785       83,023  

Stockholders' equity:

               

Preferred stock, par value $0.001 per share; 1,000,000 authorized and undesignated at December 31, 2025 and December 31, 2024

    -       -  

Common stock, par value $0.001 per share; 200,000,000 shares authorized: 54,624,955 shares issued and outstanding at December 31, 2025; and 54,569,427 shares issued and outstanding at December 31, 2024 at December 31, 2021

    54       54  

Additional paid-in capital

    237,839       235,781  

Retained earnings

    1,613,746       1,412,616  

Accumulated other comprehensive loss

    (1,792 )     (32,179 )

Total stockholders' equity

    1,849,847       1,616,272  

Total liabilities and stockholders' equity

  $ 1,905,632     $ 1,699,295  

 

CONDENSED STATEMENTS OF INCOME

 

FOR THE YEARS ENDED DECEMBER 31, 2025, 2024, and 2023.

 

(In Thousands)

 
   

2025

   

2024

   

2023

 

Income:

                       

Dividends received from subsidiary

  $ 109,500     $ 71,887     $ 62,500  

Other income

    65       92       44  

Total income

    109,565       71,979       62,544  

Expense:

                       

Other expenses

    2,947       2,683       2,829  

Total expenses

    2,947       2,683       2,829  

Equity in undistributed earnings of subsidiary

    169,923       157,884       147,076  

Net income

    276,541       227,180       206,791  

Dividends on preferred stock

    -       -       -  

Net income available to common stockholders

  $ 276,541     $ 227,180     $ 206,791  

 

STATEMENTS OF CASH FLOW

 

FOR THE YEARS ENDED DECEMBER 31, 2025, 2024, and 2023.

 

(In Thousands)

 
   

2025

   

2024

   

2023

 

Operating activities

                       

Net income

  $ 276,541     $ 227,180     $ 206,791  

Adjustments to reconcile net income to net cash provided by operating activities:

                       

Other

    168       (1,311 )     2,230  

Equity in undistributed earnings of subsidiary

    (169,923 )     (157,887 )     (147,076 )

Net cash provided by operating activities

    106,786       67,982       61,945  

Investing activities

                       

Other

    -       -       (300 )

Net cash used in investing activities

    -       -       (300 )

Financing activities

                       

Redemption of subordinated notes

    (30,000 )     -       -  

Dividends paid on common stock

    (73,165 )     (65,412 )     (60,923 )

Net cash used in financing activities

    (103,165 )     (65,412 )     (60,923 )

Net change in cash and cash equivalents

    3,621       2,570       722  

Cash and cash equivalents at beginning of year

    22,584       20,014       19,292  

Cash and cash equivalents at end of year

  $ 26,205     $ 22,584     $ 20,014