Annual report pursuant to Section 13 and 15(d)

Note 15 - Other Operating Income and Expenses (Tables)

v3.22.0.1
Note 15 - Other Operating Income and Expenses (Tables)
12 Months Ended
Dec. 31, 2021
Notes Tables  
Schedule of Other Operating Income Expenses [Table Text Block]
   

Years Ended December 31,

 
   

2021

   

2020

   

2019

 
   

(In Thousands)

 

Other Operating Income

                       

ATM fee income

  $ 1,443     $ 1,234     $ 1,001  

Mark to market interest rate cap derivative

    1,013       (656 )     -  

Gain (loss) on sale of fixed assets

    433       9       5  

Merchant services fees

    1,231       565       415  

Other

    544       463       322  

Total other operating income

  $ 4,664     $ 1,615     $ 1,743  
                         

Other Operating Expenses

                       

Other loan expenses

  $ 2,744     $ 4,886     $ 3,476  

Customer and public relations

    1,840       1,052       2,545  

Sales and use tax

    1,016       528       640  

Write-down investment in tax credit partnerships

    9,152       346       746  

Telephone

    453       541       1,131  

Donations and contributions

    544       506       837  

Marketing

    498       338       581  

Supplies

    504       495       572  

Fraud and forgery losses

    425       463       577  

Directors fees

    659       632       545  

Postage

    290       278       393  

Other operational losses

    144       1,662       36  

Core processing deconverison expense

    3,007       -       -  

Other

    5,881       3,763       4,135  

Total other operating expenses

  $ 27,157     $ 15,490     $ 16,214