Quarterly report [Sections 13 or 15(d)]

Note 5 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details)

v3.26.1
Note 5 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Balance $ 173,905 $ 165,034 $ 171,683 $ 164,458 $ 164,458
Charge-offs (4,869) (7,502) (13,422) (13,594) (31,166)
Recoveries 1,122 1,018 1,335 1,214  
Provision for credit losses on loans 11,695 11,409 22,257 17,881  
Balance 181,853 169,959 181,853 169,959 171,683
Commercial Real Estate Portfolio Segment [Member]          
Charge-offs     (12,365)   (24,904)
Commercial Real Estate Portfolio Segment [Member] | Commercial, Financial, and Agricultural Loans [Member]          
Balance 59,508 52,518 63,620 55,330 55,330
Charge-offs (4,074) (6,849) (12,365) (9,263)  
Recoveries 667 959 845 1,129  
Provision for credit losses on loans 1,144 6,394 5,145 5,826  
Balance 57,245 53,022 57,245 53,022 63,620
Real Estate Portfolio Segment[Member]          
Balance 83,460 68,429 82,543 67,726 67,726
Charge-offs (5) (580) (96) (4,152)  
Recoveries 396 1 396 1  
Provision for credit losses on loans 4,565 210 5,573 4,485  
Balance 88,416 68,060 88,416 68,060 82,543
Real Estate Portfolio Segment[Member] | Construction Loans [Member]          
Balance 27,934 41,809 22,432 38,597 38,597
Charge-offs (711) 0 (711) (46) (46)
Recoveries 0 0 0 0  
Provision for credit losses on loans 6,204 4,614 11,706 7,872  
Balance 33,427 46,423 33,427 46,423 22,432
Real Estate Portfolio Segment[Member] | Owner Occupied Commercial [Member]          
Balance 18,440 21,330 18,833 22,302 22,302
Charge-offs 0 (560) 0 (3,351) (4,038)
Recoveries 390 1 390 1  
Provision for credit losses on loans (819) 156 (1,212) 1,975  
Balance 18,011 20,927 18,011 20,927 18,833
Real Estate Portfolio Segment[Member] | One to Four Family [Member]          
Balance 24,641 15,246 24,739 14,096 14,096
Charge-offs (5) (20) (96) (51) (303)
Recoveries 4 0 4 0  
Provision for credit losses on loans 258 (282) 251 899  
Balance 24,898 14,944 24,898 14,944 24,739
Real Estate Portfolio Segment[Member] | Non-owner Occupied Commercial [Member]          
Balance 40,379 31,853 38,971 31,328 31,328
Charge-offs 0 0 0 (750) (1,168)
Recoveries 2 0 2 0  
Provision for credit losses on loans 5,126 336 6,534 1,611  
Balance 45,507 32,189 45,507 32,189 38,971
Consumer Portfolio Segment [Member]          
Balance 3,003 2,278 3,088 2,805 2,805
Charge-offs (79) (73) (250) (133) (707)
Recoveries 59 58 94 84  
Provision for credit losses on loans (218) 191 (167) (302)  
Balance $ 2,765 $ 2,454 $ 2,765 $ 2,454 $ 3,088