Annual report pursuant to Section 13 and 15(d)

OTHER OPERATING INCOME AND EXPENSES

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OTHER OPERATING INCOME AND EXPENSES
 12 Months Ended
Dec. 31, 2011
OTHER OPERATING INCOME AND EXPENSES

NOTE 17.            OTHER OPERATING INCOME AND EXPENSES

 

The major components of other operating income and expense included in noninterest income and noninterest expense are as follows:

 

    Years Ended December 31,  
    2011     2010     2009  
    (In Thousands)  
Other Operating Income                        
Gain (loss) on sale of other real estate owned     76       (203 )     (441 )
Credit card income     481       30       22  
Increase in cash surrender value of life insurance contracts     390       -       -  
Other     650       744       786  
    $ 1,597     $ 571     $ 367  
                         
Other Operating Expenses                        
Postage   $ 194     $ 173     $ 142  
Telephone     409       358       318  
Data processing     2,023       1,983       1,844  
Recording fees and other loan expenses     2,406       1,027       537  
Supplies     356       263       319  
Customer and public relations     689       477       462  
Marketing     406       313       276  
Sales and use tax     208       141       211  
Donations and contributions     437       261       214  
Directors fees     235       216       180  
Prepayment penalties FHLB advances     738       -       -  
Other     2,313       2,071       1,689  
    $ 10,414     $ 7,283     $ 6,192