Annual report pursuant to Section 13 and 15(d)

Note 15 - Other Operating Income and Expenses (Tables)

v3.24.0.1
Note 15 - Other Operating Income and Expenses (Tables)
12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Other Operating Income Expenses [Table Text Block]
   

Years Ended December 31,

 
   

2023

   

2022

   

2021

 
   

(In Thousands)

 

Other Operating Income

                       

ATM fee income

  $ (200 )   $ 618     $ 1,443  

Mark to market interest rate cap derivative

    48       6,960       1,013  

Gain (loss) on sale of ORE

    (28 )     501       (288 )

(Loss) gain on sale of fixed assets

    -       (12 )     433  

Death benefit of bank owned life insurance contracts

    -       2,153       -  

Merchant services fees

    2,214       1,765       1,231  

Other

    1,002       676       832  

Total other operating income

  $ 3,037     $ 12,661     $ 4,664  
                         

Other Operating Expenses

                       

Other loan expenses

  $ 2,794       2,226       2,744  

Customer and public relations

    2,971       2,354       1,840  

Sales and use tax

    771       636       1,016  

Write-down investment in tax credit partnerships

    12,053       9,998       9,152  

Telephone

    597       568       453  

Donations and contributions

    651       749       544  

Marketing

    768       446       498  

Supplies

    705       612       504  

Fraud and forgery losses

    1,435       1,988       425  

Directors fees

    797       730       659  

Postage

    361       366       290  

Other operational losses

    449       2,777       144  

Core processing deconverison expense

    134       939       3,007  

Privilege tax expense

    4,300       1,869       950  

Other

    4,556       4,816       4,931  

Total other operating expenses

  $ 33,342     $ 31,075     $ 27,157