Annual report pursuant to Section 13 and 15(d)

Note 3 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details)

v3.24.0.1
Note 3 - Loans - Analysis of Allowance for Loans Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Balance, beginning of year $ 146,297 [1] $ 116,660 $ 87,942
Charge-offs (14,581)    
Recoveries 2,886 2,167 1,315
Provision for credit losses 18,715 37,607 31,517
Balance, end of year 153,317 146,297 [1] 116,660
Charge-offs (14,581) (10,137) (4,114)
Commercial Real Estate Portfolio Segment [Member]      
Charge-offs (13,229)    
Commercial Real Estate Portfolio Segment [Member] | Commercial, Financial, and Agricultural Loans [Member]      
Balance, beginning of year 42,830 41,869 36,370
Charge-offs (13,229)    
Recoveries 2,796 2,012 1,135
Provision for credit losses 19,720 8,205 7,817
Balance, end of year 52,117 42,830 41,869
Charge-offs   (9,256) (3,453)
Real Estate Portfolio Segment[Member] | Construction Loans [Member]      
Balance, beginning of year 42,889 26,994 16,057
Charge-offs (108)    
Recoveries 3 0 52
Provision for credit losses 1,874 15,895 10,899
Balance, end of year 44,658 42,889 26,994
Charge-offs (108) 0 (14)
Real Estate Portfolio Segment[Member] | Real Estate Loan [Member]      
Balance, beginning of year 58,652 45,829 33,722
Charge-offs (171)    
Recoveries 2 0 85
Provision for credit losses (3,355) 13,044 12,301
Balance, end of year 55,128 58,652 45,829
Charge-offs   (221) (279)
Consumer Portfolio Segment [Member]      
Balance, beginning of year 1,926 1,968 1,793
Charge-offs (1,073)    
Recoveries 85 155 43
Provision for credit losses 476 463 500
Balance, end of year 1,414 1,926 1,968
Charge-offs $ (1,073) $ (660) $ (368)
[1] derived from audited financial statements.