Exhibit 99.2

 

Selected Financial Data (in thousands except number of employees)  9/30/2025  6/30/2025  9/30/2024
Scheduled CD maturities for subsequent quarter  $642,619   $693,261   $396,852 
Average rate scheduled CD maturities for subsequent quarter   4.04%   4.14%   4.85%
Average loan rate - loan originations/renewals QTD (excludes fees)   6.87%   7.07%   7.67%
Cost of total deposits, Qtr-End   2.63%   2.76%   3.01%
Cost of interest-bearing deposits, Qtr-End   3.24%   3.41%   3.65%
Net interest margin, final month of Qtr   2.97%   3.35%   3.75%
Noninterest bearing DDA balances, Qtr-End  $2,598,895   $2,632,058   $2,576,329 
Reserve for unfunded commitments, Qtr-End  $780   $655   $1,302 
Credit card spend QTD  $272,473   $268,045   $270,133 
Credit card net income QTD  $2,405   $2,119   $1,925 
Merchant services fees QTD  $580   $600   $606 
Mortgage banking income QTD  $1,864   $1,323   $1,352 
FDIC insurance QTD  $2,475   $2,475   $2,100 
Salaries & employee benefits QTD  $25,522   $22,576   $25,057 
Other operating expense  $6,083   $5,416   $4,572 
Third party processing and other services QTD  $8,095   $8,005   $8,035 
Equipment and occupancy expense QTD  $3,615   $3,698   $3,795 
Earnings retention YTD   72%   71%   70%
QTD tax rate   16.81%   19.82%   17.23%
YTD tax rate   18.89%   19.94%   18.81%
                
Available Liquidity   9/30/2025    6/30/2025    9/30/2024 
 Cash and cash equivalents  $1,773,305   $1,710,904   $1,760,231 
 Investment Securities (mkt value), net of pledged  $625,018   $618,144   $346,999 
 Total on balance sheet liquidity  $2,398,323   $2,329,048   $2,107,230 
                
 FHLB fundings availability  $3,159,368   $3,244,071   $2,927,801 
 Correspondent lines of credit availability  $225,000   $225,000   $225,000 
 Brokered deposit availability (25% of assets per policy)  $4,396,050   $4,344,657   $4,111,969 
 Federal Reserve Bank fundings availability  $2,215,168   $2,211,658   $2,148,118 
 Total Available Liquidity  $12,393,909   $12,354,434   $11,520,118