Exhibit 99.2


Selected Financial Data (in thousands except number of employees)
  
12/31/2022
    
9/30/2022
    
12/31/2021
  
Commentary
Scheduled CD maturities for subsequent quarter
  
$
311,315
    
$
198,908
    
$
204,797
    
Average rate scheduled CD maturities for subsequent quarter
    
1.70
%
    
0.96
%
    
0.85
%
  
Loan rate, Qtr-End
    
5.41
%
    
4.87
%
    
4.02
%
  
Cost of total deposits, Qtr-End
    
1.66
%
    
0.50
%
    
0.20
%
  
Cost of interest-bearing DDAs, Qtr-End
    
2.39
%
    
0.85
%
    
0.24
%
  
Cost of interest-bearing deposits, Qtr-End
    
2.32
%
    
0.75
%
    
0.32
%
  
Noninterest bearing DDA balances, Qtr-End
  
$
3,321,347
    
$
3,661,936
    
$
4,799,767
    
Reserve for unfunded commitments, Qtr-End
  
$
575
    
$
1,929
    
$
1,300
    
Credit card spend QTD
  
$
262,684
    
$
274,517
    
$
223,000
    
Credit card net income QTD
  
$
2,261
    
$
2,612
    
$
2,200
    
Merchant services fees QTD
  
$
490
    
$
468
    
$
376
    
Mortgage banking income QTD
  
$
514
    
$
784
    
$
471
    
FDIC insurance QTD
  
$
1,075
    
$
975
    
$
800
    
Write down tax credit investment QTD
  
$
2,499
    
$
2,499
    
$
6,049
  
The write down of our tax credit investment increased non-interest expenses by $2.5 million during the 4th quarter 2022, but was offset by an income tax reduction of $3.4 million.
Salaries & employee benefits QTD
  
$
19,230
    
$
19,687
    
$
17,303
    
Other operating expense
  
$
4,957
    
$
10,613
    
$
11,417
  
Other operating expense decreased $5.7 million on a linked-quarter basis. Third quarter activity includes preliminary settlement of litigation and a write down of a private investment resulting in charges of $3.1 million. Our reserve for credit losses on unfunded loan commitments decreased by $1.4 million in the fourth quarter of 2022.
Third party processing and other services QTD
  
$
8,170
    
$
7,123
    
$
4,856
    
Equipment and occupancy expense QTD
  
$
3,263
    
$
3,140
    
$
2,910
    
Business meals QTD
  
$
461
    
$
259
    
$
276
    
Earnings retention YTD
    
79
%
    
79
%
    
79
%
  
Number of employees
    
580
      
567
      
509
    
QTD tax rate
    
19.49
%
    
17.14
%
    
12.70
%
  
YTD  tax rate
    
18.56
%
    
18.28
%
    
18.00
%