Investor Relations

Deposit Loan Composition

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 8,329,866 7,267,763 6,533,619 5,855,720 4,916,445
Gross Loans HFI Growth 29.03 11.14 11.66 19.13 16.49
1-4 Family Loans/ Loans NA 5.98 6.19 6.31 6.71
Multifamily Loans/ Loans NA 4.13 2.46 2.18 1.87
Commercial Real Estate Loans/ Loans NA 41.80 40.41 37.57 38.89
Commercial & Multifamily Real Estate Loans/ Loans 42.64 45.93 42.87 39.75 40.77
Real Estate Loans/ Loans NA 51.91 49.06 46.06 47.48
Construction & Development Loans/ Loans 6.55 7.18 8.16 9.93 6.82
Home Equity Loans/ Loans NA 2.89 3.32 4 4.22
Credit Card Loans/ Loans NA 0.11 0.13 0.13 0.10
Vehicle Loans/ Loans NA 0.05 0.05 0.04 0.05
Other Consumer Loans/ Loans 0.73 0.72 0.80 0.90 0.97
Consumer Loans/ Loans NA 3.78 4.31 5.06 5.34
Commercial Loans/ Loans 42.07 37.13 38.47 38.96 40.36
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 9,342,918 7,530,433 6,915,708 6,091,674 5,420,311
Deposit Growth 48.14 8.89 13.53 12.39 28.33
Transaction Acct Deps/Tot Deps NA 36.32 36.46 39.91 38.40
Savings Acct Deps/Tot Deposits 0.83 0.87 0.78 0.84 0.90
Money Mkt Deps/Tot Deposits NA 53.13 52.93 49.88 50.97
MMDA & Savings/Total Deposits NA 54 53.71 50.72 51.87
Retail Time Deps/Tot Deposits NA NA 1.20 1.35 1.47
Jumbo Time Deposits/ Deposits NA NA 8.63 8.03 8.27
Tot Time Deposits/Tot Deposits 8.56 9.68 9.83 9.38 9.74
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 91.44 90.32 90.17 90.62 90.26
Core Deposits/Total Deposits NA NA 91.37 91.97 91.73
Noninterest-bearing Deposits/ Deposits 28.67 23.24 22.52 23.64 23.64
Interest-bearing Deposits/ Deposits 71.33 76.76 77.48 76.36 76.36
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.