Financial Highlights

Select Period:

	2009 FY	2010 FY	2011 FY	2012 FY	2013 FQ1 YTD
Period Ended	12/31/2009	12/31/2010	12/31/2011	12/31/2012	3/31/2013
Balance Sheet ($000)
Total Assets	1,573,497	1,935,166	2,460,785	2,906,314	2,861,758
Total Net Loans	1,198,549	1,384,616	1,826,571	2,362,750	2,450,279
Total Deposits	1,432,355	1,758,716	2,143,887	2,511,572	2,423,534
Equity Attributable to Parent Company	97,622	117,100	196,292	233,257	257,547
Total Equity	97,622	117,100	196,292	233,257	257,547
Profitability (%)
Net Income ($000)	5,878	17,378	23,438	34,445	9,251
Net Income Attributable to Parent ($000)	5,878	17,378	23,438	34,445	9,251
ROAA	0.43	1.04	1.12	1.31	1.30
Core ROAA	0.45	1.03	1.10	1.31	1.29
ROAE	6.45	15.86	14.86	15.99	15.08
ROATCE	6.45	15.86	16.99	19.45	17.82
Core ROAE	6.74	15.80	14.58	15.99	14.95
Net Interest Margin	3.31	3.94	3.79	3.80	3.87
Reported: Net Interest Margin	3.31	3.94	3.79	3.80	3.92
Efficiency Ratio	51.67	41.92	44.22	38.29	35.70
Noninterest Inc / Operating Rev	9.61	7.72	7.59	9.38	9.42
Balance Sheet Ratios/ Capital (%)
Loans / Deposits	84.27	79.31	85.39	94.09	101.59
Securities / Assets	16.48	14.79	12.72	9.08	9.29
Total Equity / Total Assets	6.20	6.05	7.98	8.03	9.00
Tangible Equity / Tangible Assets	6.20	6.05	7.98	8.03	9.00
Tang Common Equity / Tang Assets	6.20	6.05	6.35	6.65	7.60
Tier 1 Common Capital Ratio	7.69	8.06	7.76	7.63	NA
Tier 1 Ratio	8.89	10.22	11.39	9.89	9.93
Risk-based Capital Ratio	10.48	11.82	12.79	11.78	11.82
Leverage Ratio (Bank, BHC Only)	6.97	7.77	9.17	8.43	8.80
Core Cap / Tang Assets (OTS Only)	NA	NA	NA	NA	NA
Asset Quality (%)
NPAs / Assets	1.61	1.23	1.24	1.02	1.46
NPA Excl Restructured / Assets	1.55	1.10	1.06	0.69	1.13
NPAs & 90+ PD / Assets	1.62	1.23	1.24	1.02	1.46
NPAs / Loans & REO	2.06	1.68	1.64	1.23	1.68
Nonaccrual & 90+ & OREO / Assets	1.57	1.10	1.06	0.69	1.13
NPAs & 90+ PD / Loans & REO	2.08	1.68	1.64	1.23	1.68
NPA & Loans 90+ / Tangible Common Equity + LLR	22.75	17.54	17.13	13.48	17.06
NCOs / Avg Loans	0.60	0.54	0.32	0.24	0.48
Loan Loss Reserves / Gross Loans	1.21	1.29	1.19	1.10	1.12
Reserves / NPAs	58.27	76.24	72.08	88.76	66.19
Loan Loss Provision / NCO	165.78	147.65	178.76	186.78	149.63
Per Share Information ($)
Common Shares Outstanding (actual)	5,513,482	5,527,482	5,932,182	6,268,812	6,897,812
Avg Diluted Shares (actual)	5,787,643	6,294,604	6,749,163	6,941,752	7,076,505
Basic Book Value per Share	17.71	21.19	26.35	30.84	31.54
As-reported Book Value per Share	17.71	21.19	26.35	30.84	31.54
Basic Tangible Book Value per Share	17.71	21.19	26.35	30.84	31.54
Reported: Tangible Book Value	17.71	21.19	26.35	30.84	31.54
Common Dividends Declared per Share	0	0	NA	0.50	NA
EPS after Extra	1.02	2.84	3.53	4.99	1.31
EPS after Extra Growth (%)	(22.1)	178.40	24.30	41.40	9.20
Core EPS	1.07	2.83	3.47	4.99	1.30
Core EPS Growth (%)	(18.6)	165.40	22.50	44.00	8.20
Diluted EPS before Amortization	1.02	2.84	3.53	4.99	1.31
Pre-Provision Earnings Per Share	2.25	3.90	4.31	5.71	1.64

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